Statute of Limitations on Credit Card Debt

We have done our best to pull out some clarity of the law and provide a source. In state law its rare for the lawmakers to use the word “credit card” more than often its known as an open account. Some states “written contract” is more of the technical term used. If you read the law and can’t find a clear answer sometimes there are court decisions that you can find that clarify what is going on.

State Years Source
Alabama 3 Statute of Limitations on Debt in Alabama
Alaska 3 Statue of Limitations on Debt in Alaska
Arizona 6 Statue of Limitations on Debt in Arizona
Arkansas 5 Statue of Limitations on Debt in Arkansas
California 4 Statue of Limitations on Debt in California
Colorado 6 Statue of Limitations on Debt in Colorado
Connecticut 6 Statue of Limitations on Debt in Connecticut
Delaware 3 Statue of Limitations on Debt in Delaware
District of Columbia 3 Statue of Limitations on Debt in District of Columbia
Florida 5 Statue of Limitations on Debt in Florida
Georgia 4-6 Statue of Limitations on Debt in Georgia
Hawaii 6 Statue of Limitations on Debt in Hawaii
Idaho 5 Statue of Limitations on Debt in Idaho
Illinois 10 Statue of Limitations on Debt in Illinois
Indiana 6 Statue of Limitations on Debt in Indiana
Iowa 10 Statue of Limitations on Debt in Iowa
Kansas 3 Statue of Limitations on Debt in Kansas
Kentucky 5 Statue of Limitations on Debt in Kentucky
Louisiana 3 Statue of Limitations on Debt in Louisiana
Maine 6 Statue of Limitations on Debt in Maine
Maryland 3 Statue of Limitations on Debt in Maryland
Massachusetts 6 Statue of Limitations on Debt in Massachusetts
Michigan 6 Statue of Limitations on Debt in Michigan
Minnesota 6 Statue of Limitations on Debt in Minnesota
Mississippi 3 Statue of Limitations on Debt in Mississippi
Missouri 5 Statue of Limitations on Debt in Missouri
Montana 8 Statue of Limitations on Debt in Montana
Nebraska 4 Statue of Limitations on Debt in Nebraska
Nevada 4 Statue of Limitations on Debt in Nevada
New Hampshire 3 Statue of Limitations on Debt in New Hampshire
New Jersey 6 Statue of Limitations on Debt in New Jersey
New Mexico 4 Statue of Limitations on Debt in New Mexico
New York 6 Statue of Limitations on Debt in New York
North Carolina 3 Statue of Limitations on Debt in North Carolina
North Dakota 6 Statue of Limitations on Debt in North Dakota
Ohio 6 Statue of Limitations on Debt in Ohio
Oklahoma 3 Statue of Limitations on Debt in Oklahoma #12
Oregon 6 Statue of Limitations on Debt in Oregon
Pennsylvania 4 Statue of Limitations on Debt in Pennsylvania
Rhode Island 10 Statue of Limitations on Debt in Rhode Island
South Carolina 3 Statue of Limitations on Debt in South Carolina
South Dakota 6 Statue of Limitations on Debt in South Dakota
Tennessee 6 Statue of Limitations on Debt in Tennessee
Texas 4 Statue of Limitations on Debt in Texas
Utah 4 Statue of Limitations on Debt in Utah
Vermont 3 Statue of Limitations on Debt in Vermont
Virginia 3 Statue of Limitations on Debt in Virginia
Washington 6 Statue of Limitations on Debt in Washington
West Virginia 10 Statue of Limitations on Debt in West Virginia
Wisconsin 6 Statue of Limitations on Debt in Wisconsin
(Page 10) 893.43
Wyoming 8 Statue of Limitations on Debt in Wyoming
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